Spend with intention.
Save with confidence.
Cuzo is a modern budgeting app built for young earners. Track every dollar, see exactly where it goes, and set budgets that scale with your income — no bank logins, no spreadsheets, no jargon.
Free during beta · Takes 90 seconds to set up
Why Cuzo
Three things every other budgeting app gets wrong
Budgets that scale with your income
Set spending limits as a percentage of what you earn — not a fixed dollar amount. When your paycheck grows, your budgets adapt automatically. No spreadsheet rebuilds after every raise.
No bank logins. Ever.
Mint, Rocket Money, and Copilot ask for your bank credentials. Cuzo doesn't. Logging an expense takes seconds and builds the kind of awareness an automated feed never will — research shows people who log spending manually spend less.
Insights, not data dumps
Every month, Cuzo writes you a short story about your spending — what changed, what's working, what to watch. No 47-tab dashboards. Just the answer to 'how was my month?'
Everything you need. Nothing you don't.
Cuzo focuses on the handful of things that actually move the needle on your finances — and leaves the rest out.
10-second expense entry
Adding an expense takes about as long as opening Instagram. Recurring bills (rent, subscriptions, gym) track themselves once you set them up.
Fixed or percentage-based budgets
Tell Cuzo to cap dining at $400, or at 8% of your income. Mix and match per category — your budget reflects how you actually think about money.
Story of the Month
A short, personal recap of what your spending did this month. 'You spent 30% less on transportation' beats staring at a bar chart any day.
Dashboards that don't overwhelm
One screen tells you total spent, budget remaining, income vs expenses, and where it all went. Toggle between monthly and annual in one tap.
Bring your data in. Take it out anytime.
Import history from any CSV. Export everything to CSV in one click. Delete your account and your data goes with it — no copies kept.
Built mobile-first, works everywhere
Log an expense on the bus. Review your dashboard from your laptop. Cuzo is a web app — install it as a PWA on your phone, no app store required.
Up and running in 90 seconds
No onboarding video. No 30-minute YouTube tutorial. Just three steps.
- 1
Add your income
Enter your take-home pay (and any side income). Cuzo uses this to power percentage-based budgets.
- 2
Pick your categories
Cuzo seeds the common ones — rent, groceries, dining, subscriptions. Rename, add, or remove to match how you actually spend.
- 3
Log expenses as you go
A few seconds a day is all it takes. Within a week you'll see patterns. Within a month you'll get your first Story.
Your money. Your data. Period.
Cuzo is built on the principle that your financial data should never leave your control.
No bank credentials, ever
We never ask for your online banking login. There's nothing for an attacker to steal because we don't store anything that could drain your account.
Private to you
Your expenses, budgets, and income are visible only to you. We don't sell your data, share it with advertisers, or use it to train models.
Export anything, anytime
One-click CSV export of every expense, category, and budget. You're never locked in.
Delete means delete
Account deletion permanently removes all your data. We don't keep shadow copies for analytics or marketing.
Take 90 seconds today. Thank yourself in a month.
Join the Cuzo beta and start building the kind of money habits your future self will quietly thank you for.
Start budgeting freeChill about money, serious about your goals.